Home Equity Loan (HELOAN)
A HELOAN is a second mortgage that allows you to use the equity in your home as collateral to borrow money. Collateral means using your home as security to protect the lender if you default. Your lender loans money to you as a lump sum at a fixed interest rate. You make your monthly payments during a repayment period.
Loan Options
We offer a number of loan programs that may be right for you. Count on your ZABE Mortgage loan professional to help you select the best one.
Conventional
Conventional loans are available as fixed-rate or adjustable-rate mortgages. Find out if a Conventional loan is right for you.
Learn More
FHA
Get started with an FHA loan and finance your home with down payments as low as 3.5%.
Learn More
VA
If you're active military, veteran, or eligible surviving spouses, start your quote for a VA Home Loan today!
Learn More
USDA
The USDA Guaranteed Loan Program provides one of the most affordable loan programs to Americans today. See if you qualify for 100% financing and no money down.
Learn More
Jumbo Loans
In the market for a higher-priced luxury home? We can help you dream big with a Jumbo Home Loan.
Learn More
Down Payment Assistance
We can help you discover the available programs and provide you with the understanding of how down payment assistance programs may benefit you.
Learn More
Home Equity Loan (HELOAN)
A HELOAN, a second mortgage, uses home equity as collateral for a lump sum loan with fixed interest, requiring monthly payments.
Learn More
Home Equity Line of Credit (HELOC)
A HELOC, a second mortgage, offers a flexible credit line using home equity for expenses. It has draw and repayment phases with variable interest rates.
Learn More
Are You Really Ready To Get Started?
Here is a video to help you answer this question. If at the end of this video you feel like you have answered “Yes” to all of the questions, fill out the form below or give us a call today at (559) 664-1930.
