New Construction Loans
A New Construction Loan is a short-term loan to cover the cost of building your new home. Unlike traditional mortgages, which are based on the finished property’s value, New Construction Loans are typically based on your project’s estimated value. These loans provide the necessary funds to cover construction costs, including purchasing vacant land on which to start building, or building on land you already own. Once the construction is complete, the loan can be converted to a permanent mortgage.
Loan Options
We offer a number of loan programs that may be right for you. Count on your ZABE Mortgage loan professional to help you select the best one.
Conventional
Conventional loans are available as fixed-rate or adjustable-rate mortgages. Find out if a Conventional loan is right for you.
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FHA
Get started with an FHA loan and finance your home with down payments as low as 3.5%.
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VA
If you're active military, veteran, or eligible surviving spouses, start your quote for a VA Home Loan today!
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USDA
The USDA Guaranteed Loan Program provides one of the most affordable loan programs to Americans today. See if you qualify for 100% financing and no money down.
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Jumbo Loans
In the market for a higher-priced luxury home? We can help you dream big with a Jumbo Home Loan.
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Down Payment Assistance
We can help you discover the available programs and provide you with the understanding of how down payment assistance programs may benefit you.
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Home Equity Loan (HELOAN)
A HELOAN, a second mortgage, uses home equity as collateral for a lump sum loan with fixed interest, requiring monthly payments.
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Home Equity Line of Credit (HELOC)
A HELOC, a second mortgage, offers a flexible credit line using home equity for expenses. It has draw and repayment phases with variable interest rates.
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Non-QM Loans
We offer a range of Non-Qualified Mortgage loan options to meet your needs if you may not fit into the traditional lending mold.
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New Construction Loans
New Construction Loans are short-term loans that can provide you the necessary funds to cover the construction costs of a new home.
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Buying a New Construction Home from a Builder
ZABE Mortgage offers our expert services to help you make informed decisions in the process of purchasing a new construction home.
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Are You Really Ready To Get Started?
Here is a video to help you answer this question. If at the end of this video you feel like you have answered “Yes” to all of the questions, fill out the form below or give us a call today at (559) 664-1930.
